Personal service is our key to meeting your investment and planning goals. Our disciplined investing concentrates on your investment policies and strategies before the tactics. First, you decide where you are going, then we assist you in getting there.

Our comprehensive services compliment your investing and financial planning needs. When outside counsel is required, we work with your existing advisors, or refer you to qualified professionals upon request. We present our overview of services:

Investment Management
Investment management is our core service. Before any strategy is implemented, we assess your investment goals, risk tolerances, lifestyle requirements, tax matters, wealth preservation desires and time horizons. Then we suggest prudent asset allocation targets suitable for your portfolio. Our expertise covers Canadian, U.S. and global equities and fixed income vehicles.

Retirement Planning
Retirement is a priority for many clients. In addition to managing retirement assets, we determine if you have sufficient assets to fund retirement. We analyze your situation to establish the investment returns required to accumulate your portfolio, maintain your lifestyle and meet income needs in retirement. We guide your pensions, RRSPs, RRIFs and other retirement plans.

Estate Planning
Estate planning helps determine how your wealth is transferred to family and charity. We integrate your estate plans with tax, investment and business matters to develop the right plan and minimize estate taxes. We use tax friendly strategies to transfer your wealth to family with lower tax liability and provide for future generations. We assist in managing your inheritance.

Entrepreneurs and Executives
Stock markets have created significant wealth for many entrepreneurs and executives. We offer specialized services for them such as addressing the interface between owners and the business, acquiring a stake in the business and organizing the business plan. Also, reducing the risks of having too much wealth in a single stock, cross-border issues and business succession.

Charitable and Philanthropic Services
Clients may have strong desires to benefit favourite charities and educational institutions. They want to make a difference. We assist in making their philanthropic intentions part of the family. Whether you wish to create a charitable foundation, or are deciding how to fund a trust to benefit your alma mater, we can help meet your charitable objectives.

Trustee and Executor Services
These services include serving as trustee and executor, and tax planning for estates. We facilitate the wealth transfer across generations, offer objectivity and maximize the benefits of the estate plan. We help clients simplify this process and make the best possible decisions.

Counselling Provided by Corporations
Companies and professional firms engage us to provide investment counselling and financial planning services to selected executives, partners, and staff. Our services include investment and financial seminars, financial planning for workforce reductions and investment newsletters.

Writing Articles and Columns
We write columns and articles on specific investment and financial topics for magazines and newspapers. These can be single assignments or specific series.