For Immediate Release

Vancouver, BC (September 14, 2001): Uncertainty is all around us! We've just experienced a disaster of immense proportions. The U.S. equity markets are poised to reopen on Monday under difficult conditions.

Adrian Mastracci, fee-only investment counsel and financial advisor with Vancouver's KCM Wealth Management, comments, "Our confidence is visibly shaken by the events which have just unfolded in New York and Washington. Yet, this is the time to show strong and clear resolve in our investment perspective."

"The world will be putting investment perspective under severe test while still grieving the loss of life and the injuries sustained," continues Mastracci, "The events have had worldwide affects. We have seen equity markets heading lower in Japan, Britain, France, Germany, Brazil and our very own in Canada, just to name a few."

"The U.S. markets may prove us wrong; however, our confidence has been shaken," notes Mastracci, "In my view, the key today is to keep your investment eye on the long-term perspective. These are very trying times which shall pass one day."

"Every past period of uncertainty can teach us about the resolve of our investment perspective," indicated Mastracci, "Some notable ones are the 1987 crash, the Gulf war, and the 1998 Asian situation."

Mastracci offers the following insight about navigating today's investment perspective:

1. Stay calm. Keep your finger off the panic button. Any changes being contemplated should be made with the view of how they assist you in realizing your long-term goals.
2. Ask yourself if your current portfolio composition is prudent to navigate you to your financial freedom and retirement aspirations.
3. Take the time to review your long-term game plan which contains all the strategies you will follow to reach your chosen destination. Above all, have confidence in your blueprint. This removes the tendency to make investment decisions based on emotions. Expect additional volatility in the marketplace. It will be a welcome bonus if we don't experience it.
4. Businesses in North America and abroad will be making several adjustments to their business plans because of all the uncertainty. They will also have difficulty providing meaningful guidance about their prospects.
5. Concentrate on asset allocation for your portfolio. The 1990 Nobel Prize winning studies concluded that long-term investment decisions have the greatest impact on your portfolio returns, not stock selection nor market timing. Long-term asset allocation decisions explained, on average, 94% of the contribution to total return. Clearly, this is the focus for every portfolio.

"Your investment perspective will be put to a rigorous test even more in the days and weeks ahead," pointed out Mastracci, "Resistance to making sweeping changes to portfolio composition is a virtue, sometimes in short supply."

"We need to adopt a clear long-term investment perspective," indicates Mastracci, "However, before we can adopt the wide view, we have to park the short-term perspective at the door."

"The long-term investment perspective has served us well in the past. I recommend it highly to weather the uncertainty we are now facing," sums up Mastracci, "This marathon of managing your serious money is going to take a little longer. Your patience will also be under test."

Our prayers go to all those affected and their families.

NOTE: The information provided above is intended for general informational purposes only. It does not constitute advice for anyone's specific situation. Everyone should always first consult directly with their advisors to determine the appropriateness of any information contained above before taking any action. KCM Wealth Management Inc. assumes no responsibility for any loss or damage arising from the use of, or reliance upon the above information.