Our specialty is designing and managing client investment portfolios. Our expertise coordinates the portfolios with the client’s retirement aspirations, estate planning, risk management, income tax and business planning strategies.

Our greatest hope is to bring our clients insights and perspectives to guide their long-term finances. We help them to be prudent, informed, long-term investors.

The safety of our client portfolios is vital to our firm. Client portfolios managed by us are held by separate custodian, TD Waterhouse Institutional Services, a subsidiary of the TD Bank. This ensures safety of the client assets and professional implementation of transactions. Clients receive transaction confirmations and monthly statements of accounts from TD Waterhouse Institutional Services.

We are independent. We do not sell products. We have no affiliation with institutions. We are "fee-only", which means that we are paid only by our clients. We do not receive commissions or trailers from investments. We disclose all professional fees.

Our advice is objective, unbiased and without conflicts of interest. Our experience exceeds 30 years. Our suggested investments have no front loads or deferred charges. Our professional fees are deductible for non-registered portfolios. Our newsletters are widely quoted.

We work with clients committed to improving their finances, methodically over time. They can be individuals, families, companies, trusts, foundations and endowments.

We want each relationship to be a good fit. We encourage open and frank dialogue about the important issues. Our clients value our objectivity and candid approach.